As entrepreneurs, we understand that you need enough working capital to fund the many aspects of your business. Our value is in providing the capital you need today to maintain and grow your business for tomorrow and beyond. The approval requirements for our lending programs are significantly lower compared to secured bank loans, so our funding programs are the fastest and easiest way to obtain the money you need. In addition, unlike traditional banks, we offer post-funding support in the form of strategic and financial consulting—free of charge.

The application process is straightforward and takes only a few minutesto complete. You can submit an application through our website. If you need help, we'll be happy to guide you through the process. Once we receive your full application and supporting documents, you can receive an offer usually within 24 - 48 hours.

We provide business start up loans, merchant cash advance, equpment financing, personal and start-up loans, SBA 7(a) loans, business term loans, and business lines of credit. Please refer to the Business Loan Product Summary under "Business Loans" for more information. We also provide hard money real estate loans, rental investment property loans, commercial property mortgages, and ground-up construction loans. Please refer to the Real Estate Loan Product Summary under "Real Estate Financing" for more information. Please note the requirements for each. BUSINESS LOANS: Merchant cash advance Approval amounts from $20K to $5MM 12 months of operation Credit score of 550+ $30,000 or more in monthly credit card sales Less than 7 days with negative balances per month All industries qualify Same Day Funding Equipment financing Approval amounts from $20K to $5MM 12 months of operation Credit score of 580+ $30,000 or more in monthly revenue Invoice related to business-related equipment 1-3 Days to Fund Personal or Start-up Business Loan Approval amounts from $20K to $500K 0 months of operation 700+ Credit Score Less than 35% Utilization At least 5 Tradelines Minimal Recent Inquiries No recent negative items 1-2 Weeks to Fund SBA 7a Loan Approval amounts from $250K to $5MM 24 months of operation Credit Score of 680+ Annual revenue of $500K+ Strong cedit history Profitability on Business Tax Returns No excessive business debt 1-3 Months to Fund Business Term Loan/Refinance Approval amounts from $10K to $250K 24 months of operation Credit Score of 500+ Early payment discounts Currently available in 30 states 1-3 Months to Fund Business Line Of Credit Approval amounts from $5K to $55K 36 months of operation Credit Score of 650+ Revolving Line of Credit Pay Only for Funds Used Weekly Payments Existing Loans Allowed Same Day Funding REAL ESTATE FINANCING: Hard Money Real Estate Loans: Fix and Flip & Cash-Out Refiance Approval amounts from $100K to $50MM Minimum property value of $150K+ Credit Score - Low or no credit based on LTV and purpose Purchase or refinance – LTV from 50% to 100% Loan Term 6 to 24 months Interest rates as low as 6% bases on credit score Non-owner occupied investment property Time to close - 2 to 4 weeks Rental Investment Property Loan Approval amounts from $100K to $50MM Minimum property value of $150K+ Credit Score of 650+ Purchase: LTV 70% to 80% Cashout refinance: LTV 60% to 75% Loan Term 5, 7, 10, 15 and 30 Years Interest rates as low as 4% bases on credit score Non-owner occupied investment property Time to close - 3 to 4 weeks Commercial Property Mortgage Approval amounts from $100K to $50MM Minimum property value of $150K+ Credit Score of 660+ LTV 70% to 75% Income Producing • Low-Risk Property Credit Score below 660+ LTV 50% to 70% Vacant Property • High-Risk Property Loan Term 5 to 30 years Interest rates as low as 6% bases on credit score Non-owner occupied investment property Time to close - 3 to 4 weeks Ground Up Construction Loan Program Approval amounts from $100K to $50MM Minimum land value of $150K+ Credit Score of 680+ Experienced Investor • Desirable Market Area LTV 75% to 85% LTC (Up to 100% Rehab) Credit Score below 680 Limited/No Experience • High-risk Market Area LTV 55% to 75% LTC (Up to 80% Rehab) Loan Term 6 to 24 months Interest rates as low as 5% bases on credit score Non-owner occupied investment property Time to close - 3 to 6 weeks

It is your money for your business, so you can use it however you see fit. Many of our clients use funding to cover payroll, renovate, manage inventory, expand, purchase equipment, purchase construction and rental properties, wholesale properties and a variety of other miscellaneous business expenses. You are the expert in maintaining and growing your business and we are the experts in getting you the money you need to do so. It’s a win-win situation.

This is one of our most frequently asked questions and the answer is YES! If you have poor personal credit, or even have filed previously for bankruptcy, we can still provide you with working capital. For example, the qualificationsfor a merchant cash advance are 1) you have been in business for at least 12 months and 2) your business generates sales in excess of $30,000 per month and 3) no minimum credit score. In over 90% of cases, if you meet these first two requirements, we can provide you with funding!

Typically, a contingent approval, subject to verification may only take a few hours after we receive your full application, but it can take up to 24 - 48 hours, depending on how quickly you provide the required information, as well as the amount of funds being requested.

Depending on the type of business loan, approval can occur within hours and funding in as little as 24 hours after the contract is executed and received.

The amount that you qualify for varies, but is generally between 50%-200%, depending on the type of business loan and other factors. Real estate loan-to-values may range from 50% to 100% depending on the purpose of the loan and property type.

If you are considering a merchant cash advance, technically, this is not a loan. We buy a percentage of your future sales, and advance you that money upfront. In exchange, you agree to pay us back out of those future sales.

No. You decide how much of the approved amount that you wish to receive.

We work with over 500 different industry groups in a variety of sectors, such as food service, health care, automotive, textiles, manufacturing, construction, technology, and retail. We accept non-owner occupied and commercial real estate loans of all types. Please conact us if you have questions about the type of loan you're considering. You may also click here to complete the application form.

Depending on the type of loan, we may require copies of the following: bank statements, driver’s license, lease agreements, tax returns, credit card processing/merchant statements, pay stubs, or a voided check from your business bank account.

We do everything within our power to make the funding process simple, fast, and hassle-free, but we need your cooperation, too! The best way to avoid delays and receive your funding as quickly as possible is to provide all requested documentation to us in a timely manner.

As entrepreneurs, we understand that you need enough working capital to fund the many aspects of your business. Our value is in providing the capital you need today to maintain and grow your business for tomorrow and beyond. The approval requirements for our lending programs are significantly lower compared to secured bank loans, so our funding programs are the fastest and easiest way to obtain the money you need. In addition, unlike traditional banks, we offer post-funding support in the form of strategic and financial consulting—free of charge.

The application process is straightforward and takes only a few minutesto complete. You can submit an application through our website. If you need help, we'll be happy to guide you through the process. Once we receive your full application and supporting documents, you can receive an offer usually within 24 - 48 hours.

We provide business start up loans, merchant cash advance, equpment financing, personal and start-up loans, SBA 7(a) loans, business term loans, and business lines of credit. Please refer to the Business Loan Product Summary under "Business Loans" for more information. We also provide hard money real estate loans, rental investment property loans, commercial property mortgages, and ground-up construction loans. Please refer to the Real Estate Loan Product Summary under "Real Estate Financing" for more information. Please note the requirements for each. BUSINESS LOANS: Merchant cash advance Approval amounts from $20K to $5MM 12 months of operation Credit score of 550+ $30,000 or more in monthly credit card sales Less than 7 days with negative balances per month All industries qualify Same Day Funding Equipment financing Approval amounts from $20K to $5MM 12 months of operation Credit score of 580+ $30,000 or more in monthly revenue Invoice related to business-related equipment 1-3 Days to Fund Personal or Start-up Business Loan Approval amounts from $20K to $500K 0 months of operation 700+ Credit Score Less than 35% Utilization At least 5 Tradelines Minimal Recent Inquiries No recent negative items 1-2 Weeks to Fund SBA 7a Loan Approval amounts from $250K to $5MM 24 months of operation Credit Score of 680+ Annual revenue of $500K+ Strong cedit history Profitability on Business Tax Returns No excessive business debt 1-3 Months to Fund Business Term Loan/Refinance Approval amounts from $10K to $250K 24 months of operation Credit Score of 500+ Early payment discounts Currently available in 30 states 1-3 Months to Fund Business Line Of Credit Approval amounts from $5K to $55K 36 months of operation Credit Score of 650+ Revolving Line of Credit Pay Only for Funds Used Weekly Payments Existing Loans Allowed Same Day Funding REAL ESTATE FINANCING: Hard Money Real Estate Loans: Fix and Flip & Cash-Out Refiance Approval amounts from $100K to $50MM Minimum property value of $150K+ Credit Score - Low or no credit based on LTV and purpose Purchase or refinance – LTV from 50% to 100% Loan Term 6 to 24 months Interest rates as low as 6% bases on credit score Non-owner occupied investment property Time to close - 2 to 4 weeks Rental Investment Property Loan Approval amounts from $100K to $50MM Minimum property value of $150K+ Credit Score of 650+ Purchase: LTV 70% to 80% Cashout refinance: LTV 60% to 75% Loan Term 5, 7, 10, 15 and 30 Years Interest rates as low as 4% bases on credit score Non-owner occupied investment property Time to close - 3 to 4 weeks Commercial Property Mortgage Approval amounts from $100K to $50MM Minimum property value of $150K+ Credit Score of 660+ LTV 70% to 75% Income Producing • Low-Risk Property Credit Score below 660+ LTV 50% to 70% Vacant Property • High-Risk Property Loan Term 5 to 30 years Interest rates as low as 6% bases on credit score Non-owner occupied investment property Time to close - 3 to 4 weeks Ground Up Construction Loan Program Approval amounts from $100K to $50MM Minimum land value of $150K+ Credit Score of 680+ Experienced Investor • Desirable Market Area LTV 75% to 85% LTC (Up to 100% Rehab) Credit Score below 680 Limited/No Experience • High-risk Market Area LTV 55% to 75% LTC (Up to 80% Rehab) Loan Term 6 to 24 months Interest rates as low as 5% bases on credit score Non-owner occupied investment property Time to close - 3 to 6 weeks

It is your money for your business, so you can use it however you see fit. Many of our clients use funding to cover payroll, renovate, manage inventory, expand, purchase equipment, purchase construction and rental properties, wholesale properties and a variety of other miscellaneous business expenses. You are the expert in maintaining and growing your business and we are the experts in getting you the money you need to do so. It’s a win-win situation.

This is one of our most frequently asked questions and the answer is YES! If you have poor personal credit, or even have filed previously for bankruptcy, we can still provide you with working capital. For example, the qualificationsfor a merchant cash advance are 1) you have been in business for at least 12 months and 2) your business generates sales in excess of $30,000 per month and 3) no minimum credit score. In over 90% of cases, if you meet these first two requirements, we can provide you with funding!

Typically, a contingent approval, subject to verification may only take a few hours after we receive your full application, but it can take up to 24 - 48 hours, depending on how quickly you provide the required information, as well as the amount of funds being requested.

Depending on the type of business loan, approval can occur within hours and funding in as little as 24 hours after the contract is executed and received.

The amount that you qualify for varies, but is generally between 50%-200%, depending on the type of business loan and other factors. Real estate loan-to-values may range from 50% to 100% depending on the purpose of the loan and property type.

If you are considering a merchant cash advance, technically, this is not a loan. We buy a percentage of your future sales, and advance you that money upfront. In exchange, you agree to pay us back out of those future sales.

No. You decide how much of the approved amount that you wish to receive.

We work with over 500 different industry groups in a variety of sectors, such as food service, health care, automotive, textiles, manufacturing, construction, technology, and retail. We accept non-owner occupied and commercial real estate loans of all types. Please conact us if you have questions about the type of loan you're considering. You may also click here to complete the application form.

Depending on the type of loan, we may require copies of the following: bank statements, driver’s license, lease agreements, tax returns, credit card processing/merchant statements, pay stubs, or a voided check from your business bank account.

We do everything within our power to make the funding process simple, fast, and hassle-free, but we need your cooperation, too! The best way to avoid delays and receive your funding as quickly as possible is to provide all requested documentation to us in a timely manner.